Investing & Planning

Retirement planning is about much more than just saving. It's time to create a more detailed plan towards a retirement date you can live with.

As people retire and enter the empty-nest phase of life, many choose to downsize their living space. If a more affordable and maintainable home would better meet your needs later in life, this might be a good option for you to consider.

You may have done the math on your retirement accounts, figuring out how much you should contribute each month to reach your goals, maybe even calculating the effects of compound interest and the effects of the markets. But have you ever calculated how much you’ve been paying into Social Security throughout your working years? Because it’s automatically withdrawn from your paycheck before you even see the money in your bank account, it might surprise you to know that between you and your employers, you’ve doled out up to 12.4% of your annual income. That’s a substantial amount, and one that could make your 401(k) look like chump change down the road.

From cutting back on expenses to incorporating at-home solutions, discover five easy ways to incorporate more savings into your lifestyle.

Avoid turning your golden years until a struggle to survive by avoiding these 6 typical mistakes retirees make when it comes to their finances.

If you find yourself with a bit of extra time on your hands in the upcoming months, you may want to use this time to check in with your family’s finances.

Top six money-saving budgeting tips every woman should be aware of and have in place for her finances.

We hear messages all the time about the importance of life insurance and the devastating effects a death, expected or unexpected, can have on our finances. But in 2018, more than 4 in 10 people didn’t own a life insurance policy in any amount and 20% of those who did said they were underinsured. Whether it’s because life insurance is confusing, too much of a hassle, or too costly, many people who need life insurance aren’t sufficiently covered. While there’s no one-size-fits-all solution to everyone’s life insurance needs, here are four questions that will clarify life insurance and help you make the right decisions.

Over 67 million Americans receive Social Security benefits, most of those retirees. With a program that impacts so many individual lives, you would think people would be more prepared to claim their benefits, but unfortunately, that’s not the case. Close to 63% of future retirees are not confident about how the program works, and 88% don’t know how benefits are calculated or how to maximize their Social Security payments.

Do your new year's resolutions need a little tune-up already? Not to worry. Consider these 6 tips to get your financial health in shape.